KYC & Documentation

To comply with "Know your customer" guidelines for NBFCs prescribed by the Reserve Bank Of India, first applicant and all joint holders should provide a certified copy of ID proof and Address proof.

Any one of the following KYC documents (which contains the photograph of the concerned first depositor) can be submitted for identification and proof of residential address.

For Resident Individuals

Any one of the documents to be submited for ID & Address Proof

Id Proofs

Address Proofs

a) Passport
b) PAN Card
c) Driving License
d) Voter Id
e) Job Card by NREGA
f) Aadhar Card

a) Passport
b) Driving License
c) Voter Id
d) Job Card by NREGA
e) Aadhar Card
f) Pension Payment order
g) Property/Municipal Tax Receipt
h) Savings Bank Account statement/Post Office Saving Account pass book
i) Accommodation Letter from Employer
j) Documents by Foreign Authorities
k) Latest Utility Bill of any service provider (electricity, telephone, postpaid mobile phone, piped gas, water bill)

* Latest self attested Photograph to be affixed on the Deposit Application form.

For Company

a) Certificate of incorporation.
b) Memorandum and Articles of Association.
c) A resolution from the Board of Directors and power of attorney granted to its Managers, Officers or employees to transact on its behalf.
d) PAN copy of the company
e) Proof of identity and address (as per KYC documents mentioned for individuals) of the authorised signatory of the company signing the application

For Partnership Firm

a) Registration certificate
b) Partnership deed
c) Authorised signatory List
d) Proof of identity and address(as per KYC documents mentioned for individuals) of the authorised signatories.

For HUF

a) HUF PAN card
b) HUF Declaration
c) Proof of Identity and Address ( As per KYC documents mentioned for Individual) of the Karta.

For Trust & Foundations

a) Registration certificate
b) Trust deed
c) Proof of identity and address (as per KYC mentioned for individuals) of the authorised signatory of the trust / institution signing the application.

For Unincorporated Association or Body of Individuals

a) Resolution of the managing Body of such Association or Body of Individuals.
b) Power of attorney granted to him to transact on its behalf.
c) Proof of identity and address (as per KYC documents mentioned for individuals) of the person who is holding the power of attorney to transact the business on behalf of the Unincorporated association or Body of Individual.
d) Such information as may be required to collectively establish the legal existence of such an association or body of individuals.